Miami Beach Underinsured Motorist Accident

Being in a serious car crash in Miami Beach or your Florida community is already stressful, but the situation can easily become even more frightening if you learn that the other driver was carrying no car insurance or does not have enough coverage to pay for your medical costs and damages.

What can you do if you find yourself facing insurance issues after a roadway collision? The attorneys at Flaxman Law Group have seen this type of situation many times and understand what steps need to be taken to help injured plaintiffs. If you would like to review your situation with a member of our full service law firm, contact Flaxman Law Group at 866-352-9626 for a free, no obligation case review.

Catastrophic Injuries can Mean Catastrophe for Your Finances as Well as Your Life

Serious injuries can result in very expensive bills, including costs such as:

• Emergency room costs
• Ambulance transportation costs
• Surgery
• At-home care
• Assisted-living facility bills or at-home care
• Medical devices
• Lost income if you need to take time away from work
• Property damage
• Vehicle repairs or replacement
• Medication
• Medical devices such as wheelchairs
• Incidental costs
• Rental cars or other transportation costs

Following a serious injury, you may be unable to return to work and you may need help with even simple tasks such as getting dressed or grooming. In these situations, you want to ensure that you have all the resources and help you need. Not only will this improve the quality of your life, but it can also make recovery from your injuries more likely.

Why are There so Many Underinsured and Uninsured Motorists on the Road?

According to a survey by the Insurance Research Council, uninsured motorists give many excuses when it comes to not having coverage:

• They claim that the vehicle doesn't run or is not used
• They claim that insurance is too expensive and they can't afford it
• They claim that they will insure at some point in the future but haven't got around to it yet
• They have trouble finding insurance
• They claim they don't need insurance

Of course, if you have been injured, none of these excuses hold water. The reality is that drivers have an obligation to ensure that they have insurance, as required by law. If they are uninsured or underinsured, you may be able to seek a legal claim or negotiate with insurance carriers by speaking with a personal injury attorney in Miami Beach or your community. You may have legal options to help you get fair compensation for your injuries.

Do not sign your rights away if you have been injured. It is all too easy to sign away your rights for a lowball settlement offer or insurance offer. If you find out after the fact that your injuries are more expensive than you initially thought, you may be out of luck in seeking additional compensation. The reality is that you need to seek compensation immediately following an accident or injury. If you would like to speak to a personal injury attorney about your situation, simply contact Flaxman Law Group for a free, no obligation case consultation. Your consultation is absolutely confidential and allows you to seek information about your situation and your rights.

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