Davie Underinsured Motorist Accident

Are you concerned about your injuries following a traffic accident? Are your injuries so catastrophic and expenses that they may not be fully covered by the insurance policy of you the at-fault driver? Unfortunately, this is a very real concern in Florida, where medical costs have risen dramatically while car insurance coverage has not risen dramatically for most people. A serious car accident in Davie or your community can cost you tens of thousands or hundreds of thousands of dollars in lost income, medical bills, and other expenses. However, even drivers with insurance may have only $10,000 or less in insurance protection to put towards your damages.

You can always contact Flaxman Law Group for a free, no obligation case review to discuss your options with a personal injury attorney. Our attorneys have more than six decades of experience and understand what steps need to be taken in order to protect your rights and options following a traffic collision.

There may be several instances in which inadequate car accident insurance coverage could affect you after traffic collision:

• If you have been in a hit-and-run accident. In this situation, you do not have the insurance information for the other driver and therefore cannot file a claim with their insurance company. Unfortunately, underinsured and uninsured motorist are commonly the culprit in hit-and-run accidents, as they may leave the scene of an accident because they do not want to admit that they have broken the law or do not have car insurance.
• If you have been in an accident with an uninsured driver. Unfortunately, some drivers choose not to drive with insurance or allow their insurance to expire. In some cases, they may simply not want to pay for the cost of insurance premiums while in other cases they may have a hard time qualifying for insurance due to other reasons. Of course, insurance in Florida is the law so there's no excuse for driving without insurance.
• If you have been in accident with an underinsured driver. Even with drivers who do have insurance, many drivers have low insurance coverage because they want to pay less for their insurance. In the event of a serious collision that leads to head injuries, spinal cord injuries, or other serious injuries, the cost of your medical care, lost wages, and other damages may far exceed the amount that their insurance can offer.
• If after filing an insurance claim you find that the insurance process is hampered in some way. In some cases, insurance carriers are not willing to offer benefits in a car accident. They may allege that a specific loss is not covered by a policy, they may try to deny the claim, or they may take other steps to avoid patent claim.

In all cases, it is important to consult with a personal injury attorney. The attorneys at Flaxman Law Group can review any offers made and can help you understand your options and your rights. The attorneys at our full-service law firm may also be able to negotiate with liable parties and their insurance companies in order to seek a better and fairer compensation amount for you. We can help you understand which options exist so that you can make an informed decision about which options are best for you and your family.