North Miami Beach Insurance Law

If you've been denied a claim or if the insurance amount that you are being offered does not cover the amount of repair work and other costs of the damage, consult with an insurance law lawyer in order to find out about your rights. You may have an insurance dispute claim in North Miami Beach or your community.

You can always reach the Flaxman Law Group to discuss your situation with a personal injury attorney in a free accident consultation. Charles Flaxman of the Flaxman Law Group has more than 25 years of trial experience as an attorney and more than ten years of experience in the insurance industry, so he really understands insurance disputes from both sides of the courtroom.

There are a number of insurance laws and issues that can result in disputes:

• Uninsured Motorist Coverage. If you have been involved in a hit and run accident or a car accident in North Miami Beach involving an underinsured or uninsured driver, uninsured motorist coverage is meant to protect you and the passengers in your car, giving you money to pay for lost wages and medical costs. Unfortunately, if insurance carriers do not honor your policy you may be facing tens of thousands or hundreds of thousands of dollars in medical costs and other costs without insurance money.
• Car Insurance Coverage. Unfortunately, Florida leads the state when it comes to car insurance fraud and this means that car insurance carriers are very cautious when reviewing car insurance claims. Car insurance is meant to be paid out very quickly, so that you can pay for car repairs, property damage, medical costs, and other costs associated with your car accident. If your insurance company claims that you have committed fraud or that your claim is not legitimate, you could be facing considerable bills with no insurance money to pay them. A personal injury attorney or insurance dispute attorney can help you review your options and can help you prove to your insurance company that you do have a legitimate claim. If your insurance company is trying to deny a legitimate claim, your attorney can help you pursue legal action against them to ensure that they meet the terms of your contract.
• Medical Insurance. Unfortunately, medical insurance is one area where insurance companies are very reluctant to make a payout. Because of the high cost of medical care, insurance companies have a vested interest in not paying out the total amount necessary for medical bills. However, if you have been paying your insurance money and you have coverage, you deserve to have the money that your policy provides. In some cases, insurance providers will try to claim that a medical procedure is unnecessary, is not covered, or is based on a pre-existing medical condition that is not covered by the policy. It can be frightening and frustrating to have a legitimate medical need but to be focused on insurance disputes rather than on your health. A personal injury attorney in North Miami Beach can review your case and can negotiate with medical insurance companies to ensure that you get the fair payout you deserve.

Are you frustrated and upset by an issue with your insurance company? Do you think you may have an insurance dispute claim? Contact the Flaxman Law Group for a free case consultation.